Thank you for visiting! Here at Trompeta Capital Lending we have a deep understanding and passion for helping our clients achieve the dream of home ownership and offer many loan programs for them to do just that.
Contact Us! Apply Now!Luis was an exceptional mortgage broker from start to finish. His response time was incredibly fast anytime I had a question, he got back to me quickly and clearly, which made the entire process stress-free.
Matthew A.
Florida
Mortgage RatesAll mortgage rates displayed are provided by Zillow based on borrowers with credit scores between 680-740 and represent averages and trends. Please consult with Trompeta Capital Lending to receive a personalized rate for your specific situation.
FHA home loans are popular among Florida first-time homebuyers due to low down payment and credit requirements.
FHA Loans
A conventional(fixed-rate mortgage) is a popular type of home financing in Florida because it offers predictability for your budget.
Conventional Loans
A jumbo home loan is a mortgage used to finance Florida properties that are too expensive for a conventional conforming loan.
Jumbo LoansConventional mortgages are ideal for buyers with good credit and money to put down. They typically require a higher down payment, usually 5%–20% and also have higher income and credit score requirements than government loans. Typical fixed-rate loans have a term of 30 or 15 years.
FHA loans are designed to benefit first-time homebuyers and buyers with less than perfect credit and not a lot of money to put down. FHA loan limits vary by county. View the FHA loan limits in your area.
If you are a veteran or a current member of the U.S. military, you can apply for a VA Loan, which currently offers up to 100% home financing. Thank you for your service!
Curious about refinancing your home in Florida? Now may be the right time to start saving money every month!
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September 4, 2026
Freddie Mac's Primary Mortgage Market Survey put the average 30-year fixed rate at 6.71% for the week of September 3, 2026. That is up from 6.66% the week before, and it is the highest Freddie Mac has printed since July 2025. The 15-year fixed also moved higher, to 6.04% from 5.98%. A year ago the…
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August 28, 2026
The existing-home market and the new-home market are not telling the same story this week. On Tuesday the Census Bureau and HUD reported that sales of new single-family houses fell to a 607,000 annual rate in July, down 10.5% from June and 6.3% from a year earlier. Inventory climbed to 488,000 homes. At July's sales…
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August 21, 2026
If you've been watching the housing market this summer with one eye open and the other firmly shut in self-defense, we don't blame you. August 2026 has brought some interesting developments that are worth understanding—especially if you're thinking about making a move before the leaves start falling. Let's break down what's actually happening out there…
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If you have any immediate questions or concerns don't hesitate to give us a call @ (305) 582-1465